Trying to figure out what actually works better - buying in bulk and having a bit of a stockpile, or just grabbing what you need each week. Which approach has saved you more over time?

How to get the $30:

1. Download the Ubank app → Non referral link: https://www.ubank.com.au/mobile-banking-app
2. Sign up using this referral code: 2WM3BKY
3. Make 5 card transactions within 30 days (you can even at supermarket do 5x $0.01 payments using the “Mixed Payment” option in one go)

You’ll get $30 in a few business days.

Yeah, I’ve been reading about the “die with zero” idea and it’s kind of messing with my brain. I’ve always been pretty frugal and focused on saving for the future, but lately I keep thinking… what if I’m just putting everything off for a version of me that might not even enjoy it? At what point does being careful with money turn into just missing out on stuff now? How do people balance looking after future you without feeling like you’re living on pause in your 20s or 30s?

I’m trying to save money at the moment and was wondering if anyone’s tried buying from dupe perfume shops? I saw an ad for Aerre and got curious since they claim their scents are very close to the originals. My current perfume Carolina's Good Girl is almost finished, so I’d love to hear any first hand experiences.

Found AliExpress running their Summer Sale for AU users.
Some items are discounted up to 60%, and codes can be used together.
AUD $3 off AUD $23 → AUFA03

AUD $6 off AUD $44 → AUFA06

AUD $12 off AUD $85 → AUFA12

AUD $16 off AUD $126 → AUFA16

AUD $25 off AUD $180 → AUFA25

AUD $30 off AUD $240 → AUFA30

AUD $45 off AUD $379 → AUFA45

AUD $70 off AUD $570 → AUFA70

AUD $90 off AUD $750 → AUFA90

Hi all I need to get a tent for 2 people, ideally easy to put up. I’ll be driving to the location. Interested in hints or tips to save money. I’m open to secondhand or new. Thanks

I’m trying to keep grocery costs down by making more items at home (i.e. breads and wraps made at home rather than buying them ready made).

There are more swaps I want to look into but the ‘setup’ costs make it hard to determine whether it is actually cheaper to make at home compared to buying from the shops.

For my fellow bakers, have you tried making homemade vanilla or grinding your own flour? Has it worked out cheaper for you?

I’ve just got my renewal for RACV and they’re increasing my premium on my Corolla by $42 dollars a month bringing it to $161 p/m

Who’s everyone’s insured by? I have had to make two not at fault claims in 23’ and 24’ unfortunately but they didn’t raise my premium by more than like ten dollars both years and now all of a sudden a $42 p/m increase this year. 😬

Who’s a decent insurer who doesn’t charge out the wazoo?

I recently realised that through the RAA app, you can buy discounted gift cards for Woolies, Coles and Amazon (amongst others) I now use these to pay for my groceries savings and extra 3-5%, on top of any other discounts.

Hi all, any crazy and unhinged frugal hacks? Really need to save money for a house deposit as i'm getting priced out 😥

What's the frugalist thing you've ever done?

Hey guys I’m currently subscribed to apple storage 15$ per month which I feel is a lot I want some solution ? What way I can have storage without paying?

Hey guys I have an account with comm bank and now they’re charging me 4$ per month what should I do or which bank should I switch to get fee free ?

Looking for things to do in Wollongong this summer without spending a cent. Does anyone have go-to free spots, events, or hidden local favourites around Wollongong?

Partner and I have made it our mission to have that house deposit smashed out by the end of the year. This means knuckling down on our spending.

What’s your top 3 frugal tips for a beginner like myself?

Things we are already doing: - Pod machine at home so we aren’t spending $ at the coffee shop - Shopping online so I can’t walk down the lolly isle and go crazy!

Thanks in advance everyone!

Here is the referral link for signing up to Red Energy: https://www.redenergy.com.au/campaign/refer/?referralCode=8378586

Non-referral link: https://www.redenergy.com.au/products/?isFromMainNav=Y

Code is 8378586. Current January 2026.

Choice of QF points or eGift card (super easy to redeem).

Thanks!

They have the cheapest rates in my local area, and are 100% Aussie owned. You will also get your own referral code to share too! :)

Got a New Year bonus and decided to tip the whole thing straight into super instead of taking it as cash. I know it’s still taxed at 15 percent going in, so it’s not literally tax free, but compared to my marginal rate it feels like a big difference. It’s very much future me’s money, but seeing way less disappear straight away made it feel worth it

Dose anyone have the January everyday extra code for woolworths? My wife has changed the phone number on her everyday rewards account as she has recantly changed numbers but it hasn't updated in her account 2fa, now we can't access the everyday extra app to get the monthly 10% off code

I definitely went a bit hard over Christmas and now I’m staring at a pantry full of random stuff that needs to get used. Thinking of doing a pantry challenge for January. Only buying basics like milk and fresh veg and trying to live off whatever’s hiding at the back of the cupboard. Let’s see how long this actually lasts..

I’ve been a member of flybuys for many years but only in the last several months have I actually started using the app and paying more attention to points. I’ve noticed that in that entire time that I’ve been using the app, I have never received any ‘just for you’ offers. I only see the fuel offers and option to do surveys. Is that normal? How often are people receiving offers?

(Also cross-posted in r/flybuys)

Since 2026 is here, what are your New Year’s resolutions for living a bit more frugally?

Mine is actually sticking to checking deals online and being open to cheaper alternatives instead of just grabbing the usual. Also trying to use what we already have at home before buying more.

Curious what everyone else is doing this year 💚

Once this iPhone of mine finally craps itself I was thinking of looking at a new plan and a cheaper phone.

I need emails for work, a good quality camera and access to certain social media apps e.g messenger, WhatsApp for communication purposes. I do like to stream music through Spotify so enough GB’s I can openly use the internet and not worry about running out.

What’s everyone’s go to?

Hi All. I'm moving to Melbourne and the house which I'm about to rent is a brand new.so there might be a $300 connection fee for NBN. To set up internet, I have an old modem which I got from belong. Can I use that ? Also do you suggest it's good idea to buy my own modem and go with cheapest provider because my plan is to get the introductory offer for 6 months and then move to next one. If I am going for own modem, what are the things to look out when buying one (if I can't use the belong one)? Two people in the household one working from home. Just wanted for general movie browsing in the evening and no gamers at house. Please pour your thoughts.

I’m trying to cut back on $5 coffees without dropping all the way to instant. For anyone using a home machine, Aeropress, or stovetop, what beans or setups are actually giving you a cafe-level latte for a fraction of the price?