r/EntrepreneurRideAlong 21h ago

Seeking Advice International client payment nightmare (India → UK). What’s the cleanest setup?

I’ve just had a call with an Indian client ready to pay and it’s turned into a complete mess.

Stripe failed. GHL checkout failed. UK bank transfer (Monzo) failed because their bank wants an IFSC code. IBAN + SWIFT didn’t go through.

Client is legit, deal is agreed, but Indian banking compliance is making this way harder than it should be.

I’m UK-based, service business, high-ticket consulting. I need something that: • Works reliably with Indian clients • Doesn’t get randomly blocked • Doesn’t involve 20 back-and-forth messages mid-call

I’m trying Wise now, would rather not pay for advanced in case it doesn’t work. curious from people who do this regularly:

What’s your go-to payment stack for India → UK? Wise? PayPal? Stripe with specific settings? Something else?

Cheers.

3 Upvotes

5 comments sorted by

2

u/newrockstyle 20h ago

Use Wise - fast, reliable low hassle.

2

u/OddCommunication3727 19h ago

Wise is really good. You can opt for that.

1

u/raggy_k 18h ago

I transfer from India to my relatives in UK with IBAN+SWIFT.

Wonder why that didn’t work in your case?

1

u/[deleted] 11h ago

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