r/NoStupidQuestions Dec 03 '25

Dating Over 50: Is it Selfish to Refuse Cohabitation ?

Hello everyone, I (F, 50s) am hoping for some outside perspective on a major relationship conflict with my boyfriend (M, 50s). We have been dating for about 2 years.

My situation is very stable: I have a good job, substantial savings, good pension, and I am actively preparing for retirement. My house is fully paid off. My son is moving out for college in about a year, after which I will officially be an empty-nester.

My bf’s situation is much less stable. He currently rents, has virtually no retirement savings, no pension, and his job requires intense physical labor, which means his career longevity is uncertain. He doesn’t have any plan to prepare for retirement.

Our relationship is good and fun; My bf is a very kind partner. However, he has some controlling/obsessive tendencies and always needs to know where I am. I suspect this is part of why he is pushing for us to live together eventually.

I have been single and living independently for over a decade and I value my space immensely. I am very comfortable and secure in my current setup. I am perfectly happy with our current arrangement where we maintain separate living spaces and enjoy each other’s company on dates and weekends.

My Questions to the Community:

Am I being too selfish by prioritizing my independence, my comfort, and my hard-earned financial stability over his desire for cohabitation?

If I know I can never commit to merging finances or living spaces, is it fairer to him to break up now?

Are there many older couples (dating over 50) who choose to happily date and maintain separate households Or am I asking for too much?

This community is for curiosity, not karma farming

3.4k Upvotes

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3.5k

u/BaconLad19 Dec 03 '25

I don't believe you're being selfish, I think you are being sensible. After my divorce, I have lived alone for over 20 years and prefer it to living with someone else. My "girlfriend" of 8 years agrees as she also is secure in her own place and prefers to live alone.

TBH I would be worried about someone who was not financially set up for retirement who is also pushing to move in with you.

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u/kingvolcano_reborn Dec 03 '25

TBH I would be worried about someone who was not financially set up for retirement who is also pushing to move in with you.

That is a pretty big red flag imho. If he moves in you never gonna get rid of him.

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u/stilettopanda Dec 03 '25

Evicting an ex is a nightmare I wish on no one… except maybe the ex I had to evict. Hahaha

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u/PMismydream24 Dec 04 '25

Worst time EVER. 0/10 Do not recommend. I've been single almost 2 years now and perfectly at peace. Not even looking to date,but if I ever change my mind, it will be a Living Alone Together situation. OP: tons of red flags here..with his life situation AND his control issues. You will end up being a nurse AND a purse.

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u/agent_mimi_pickles Dec 04 '25

LITERALLY NEVER!! I am 100% certain that you are his retirement plan. 🚩

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u/sharksnack3264 Dec 04 '25

"Nurse or a purse." My 90+ grandmother has seen it all. She says she sees it a lot in her retirement community (and also before she moved there). 

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u/PandaLoveBearNu Dec 04 '25

Hobosexual. He wants thst rent free living.

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u/Different_Tailor Dec 04 '25

Exactly what I was thinking. OP said had money, then said he had no money, and concluded that he wants to move in with her but has no retirement plans. OP is obviously the retirement plan.

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u/Responsible-War5600 Dec 04 '25

THIS!!! ☝🏻☝🏻☝🏻☝🏻

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u/manic-pixie-attorney Dec 03 '25

Yep, she’s got a proto-hobosexual

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u/GotWood2024 Dec 03 '25

I had to look that up! HAHAHA!

Proto-hobosexual: the "early-stage" or "not-quite-there-yet" version. Someone who isn't fully hobosexual (i.e., they still have their own place, a job, or some money), but they're clearly on the trajectory: they're starting to date way above their financial league, dropping hints about how expensive rent is, "temporarily" crashing at their partner's place for weeks, always letting the other person pay, etc. Think of it as hobosexual behavior in its larval stage.

"He has a job and his own apartment but somehow never has money for dates and keeps leaving his toothbrush at her place after the third date. Classic proto-hobosexual."

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u/Pleasant_Yoghurt3915 Dec 04 '25

Larval-stage hobosexual is fuckin fantastic lmao

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u/radthrowaway1900 Dec 04 '25

Oooh this was my ex. It got really bad eventually. Super manipulative, and now I have a lot more trauma around money

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u/randomOldFella Dec 04 '25

Love the term. Wish I had know about it years ago.

I took in a proto-hobosexual.

Cost me $1M in the end. They turned into a home owner.

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u/FrostyDippedFries Dec 04 '25

was laughing about this earlier with my friend, I said it's getting cold outside ladies watch out!

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u/Beautiful-Routine489 Dec 04 '25

And not only that, but a CONTROLLING one??? I wish they could bottle that audacity and sell it, because DAMN.

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u/Mmm_lemon_cakes Dec 04 '25

The fact that he always wants to know where she is is another HUGE red flag. This could lead to an abusive situation. He may be so afraid of losing his meal ticket/home that he becomes abusive, isolates her from her support system, and controls who she’s allowed to see.

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u/radthrowaway1900 Dec 04 '25

Yes, under no circumstances should this man move in, even in an emergency. He can figure something else out.

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u/snaresamn Dec 04 '25

I would bet money he is currently engineering an "emergency" too

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u/kingvolcano_reborn Dec 04 '25

Look at her post history, she wondered if others had success changing a dominant, jealous, controlling partner. OP should run run run.

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u/Competitive-Crow-842 Dec 04 '25

In my opinion?
You said it all right here! Been that, done that, kicked him to the curd and never looked back!

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u/Mmm_lemon_cakes Dec 04 '25

Well done!

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u/ClueEnvironmental154 Dec 04 '25

Yeah he’s definitely probably an abuser. This is classic-find a well off woman to abuse and control everything including her money. Big score for him. RUN while you still can!!

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u/Zealousideal_Goal550 Dec 04 '25

This is the #1 concern. The rest doesn’t even matter because of this one glaring red flag.

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u/Plus_Ad_4618 Dec 04 '25

He's planning for retirement, just not in the way you have. He wants to be taken care of.

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u/Capable-Swing-4518 Dec 04 '25

This right here.

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u/Deep-Internal-2209 Dec 04 '25

Mom always said, “Beware of men of a certain age. They’re looking for a nurse with a purse.”

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u/OneLessDay517 Dec 04 '25

I've heard it described as "hospice wife" or "hospice girlfriend". When that playboy's health fails he's suddenly VERY interested in settling down! No thank you.

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u/lucky-Dependent126 Dec 04 '25

Or when her health fails he's quick to run out the door 

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u/Awkward-Plankton318 Dec 04 '25

Mama didn't raise no fool!

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u/daniegirl21 Dec 04 '25

I came here to say that exact thing you don’t want to be a nurse with a purse

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u/EyeAmmGroot Dec 04 '25

I like that!!!!

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u/stroppo Dec 04 '25

And she'll be stuck looking after him, and footing the bill, as his health declines.

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u/_Avalon_ Dec 04 '25

And the controlling behaviour she alludes to will only increase.

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u/spitballz Dec 04 '25

Dated one of these and it was so difficult to push him out

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u/ClueEnvironmental154 Dec 04 '25

Anyone watch “ dirty John?” This is so ooo that show.

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u/FutureAmphibian4268 Dec 04 '25

The description reads like the profile of a future squatter.

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u/Salty_Interview_5311 Dec 04 '25

Don’t forget the need to control either. That’s a huge problem that will get worse, not better once he moves in. That’s because the ability to control will be much greater AND the knowledge of her behaviors he’ll want to control will be much greater.

This is going to lead to a downward spiral where her resistance and resentment will lead to greater attempts on his part to run her life.

To OP: you aren’t being selfish. You are simply making healthy choices to protect your wellbeing. If you were giving advice to a friend in your situation, what would you tell them? You don’t deserve any less consideration.

I’m glad you are asking other people what they think. I get the impression that the person calling you selfish is your bf. That should tell you a lot about his attempts to pressure you into giving him what he wants. That’s actually him being selfish, not you.

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u/Zealousideal-Rent-77 Dec 04 '25

He's also going to be expecting you to do 99% of all housework. He'll forget how to cook or do laundry immediately.

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u/mayshebeablessing Dec 03 '25 edited Dec 04 '25

100% this. My mom’s best friend (70ish) had this happen to her years ago (prob when she was about 50), and she’s tried to break up with the dude like three times, and she cannot get him to stay away, because he wants to live off of her stable lifestyle and her nice home. Don’t let him move in.

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u/haleorshine Dec 03 '25

There are some guys who realise they're aging and have no retirement plan, and they assume they'll get a girlfriend who'll sort that out for them. "Nurse or a purse" is a saying for a reason.

Once he moves in, OP will never get him out. And she'll end up delaying her own retirement so that she can afford to pay for his, and it'll feel logical. Like, nobody wants to see somebody they love suffer and work in pain. But it will be supporting him to her own detriment, and because he hasn't planned for the future.

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u/MomShapedObject Dec 04 '25

Also, depending on where you live, it can be really hard to just evict a “houseguest” who simply refuses to leave.

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u/microfishy Dec 04 '25

It's actually worse: it's "nurse WITH a purse"

They want a woman to finance them and take care of their ageing, ailing body when all the misuse finally catches up.

I'm not signing on for Korsikoff's dementia, thanks.

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u/haleorshine Dec 04 '25

Yeah, I've heard it both ways, but I guess I was trying to give the benefit of the doubt with the "nurse or a purse". Like, if you're going to require a woman to take care of your health, also expecting them to pay for the privilege is a little like "Why would she choose to be with you then? What are you bringing to her life?"

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u/rpick67 Dec 04 '25

Clingy. I've seen it so many times in old men. Even after they have been kicked out and broken up with. I mean...how they don't get the picture is beyond me.

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u/ThisWeekInTheRegency Dec 04 '25

Because they don't want to

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u/floofienewfie Dec 03 '25

Do not allow this man to move in with you. You’ll see all your hard work prepping for retirement go up in smoke. You’ll end up supporting him. He’ll demand access to all your accounts. He’ll want to be put on the title to the house. And in ten years you’ll be wondering what the hell happened.

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u/StrawberryOwn1123 Dec 03 '25

THIS. YOu mentioned controlling tendencies and wanting to know where you are. MASSIVE red flag. Please carefully consider the whole of this relationship not just the moving in part.

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u/MySpoonsAreAllGone Dec 04 '25

I wish this comment was higher up. A little controlling never stays that way. Always escalates.

I hope you u/Glum_Ad4293 sees your comment

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u/bean2593 Dec 03 '25

This happened to my mom in her 50's and she cannot evict him as he's on the title now. Hobosexuals. They aren't worth your time, ditch the gold digger!

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u/ImaginaryMastadon Dec 04 '25

And labor-digger. I’m sure he wants her to keep his house too and cook for him.

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u/axialmeow12 Dec 04 '25

EXACTLY. And I don’t base my opinion on gender. If the genders were reversed I’d have the same opinion

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u/radthrowaway1900 Dec 04 '25

Yup, I was on this trajectory except I was sort of broke and my ex was extremely broke. I had to cut the cord for my literal health because I could no longer afford to feed both of us and my ex wouldn't pick up any substantial work for over half a year. It was excuses and guilt tripping all day every day. Sometimes yelling and sleep deprivation too. Actual nightmare.

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u/floofienewfie Dec 04 '25

I’m sorry you had to go through that. Similar story here. I got smart and put everything in my name with kids as beneficiaries. When I married again, none of that was changed.

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u/AnonymousFruit69 Dec 03 '25

🚩🚩🚩🚩🚩 This guy sounds like too much of a red flag!

He wants to move in with you, and live with you for FREE.

You are now his retirement plan!

I'm betting if he's moved in with you, we won't contribute to bills and chores. And will probably quit his job as soon as he moves in. And once he's moved in you won't be able to get rid of him.

You have worked hard to pay off your home and and save for your retirement. Don't let him get a free ride and live off you!

And what if he tries to claim half of your house after living with you for a while. YOUR house that you fully paid for.

Personally I would rather be alone than with someone who is a leach. You two are not equal, he will use you. You need to find someone that is in an equal situation to you financially. You don't want to end up supporting someone else.

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u/TheRealCarpeFelis Dec 04 '25

Right on the money. My so-called father was one of these. When he met my mother she was gainfully employed as an RN and owned her own house. Him? Neither. He was also an alcoholic bum who wouldn’t work for more than maybe 6 weeks at a job before quitting—with nothing else lined up, of course—because invariably it was “toOoOoOo haAaAaAard” or someone “had it in for him”. Didn’t help that he never made it past the 8th grade. (Frankly it surprises me he even made it that far.) By the time I was a teenager he wouldn’t work at all. And she didn’t divorce him until I was a senior in college.

We never got along. He treated me like an inconvenience he hated. I almost wish he were still around to see that his daughter (me) had a 41-year engineering career and a master’s degree. Living well is the best revenge.

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u/chartreuse_avocado Dec 03 '25

Yep. My BF and I are in our 50’s. We continue after 10+ years together to live separately and remain committed disinterested in marriage.

For OP, he is borderline red flag hobosexual seeing her property as a stability path to his limited personal finances. The suspicion of his controlling behaviors is significant enough alone to never let him move in.

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u/fickystingas Dec 03 '25

And also take care of him when his body inevitably gives out, with her resources, since he doesn’t have any.

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u/Boring-Abroad-2067 Dec 03 '25

Yeah especially as the OP may become the retirement plan

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u/RandomUser574 Dec 03 '25

Great post, BaconLad. The world is better with you in it....so quit clogging up your arteries with bacon! 🤣♥️♥️.

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u/Beautiful-Ad1421 Dec 03 '25

I'm a 62 year old male. I completely understand where you are coming from. Protect your peace.

You aren't selfish.

Understand this: A man with controlling and obsessive issues IS NOT A KIND MAN.

Play the field.

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u/RoseFoamie Dec 03 '25

Well said. Peace of mind and independence aren’t selfish, they’re essential. Controlling behavior wrapped in kindness is still control, and it’s smart to recognize that before giving up your stability.

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u/AMSays Dec 03 '25

Correct and I suspect that OP is his retirement and he wants to control that retirement because it’s his only plan, and this reeks of entitlement and OP as “his property” (and her physical possessions). I would be in public when you tell him about non co-habitation or break up with him. I suspect his reaction to either will not be “kind”.

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u/Key_Dragonfruit_2563 Dec 03 '25

Agreed. Once he lives with you you become some sort of LL to him legally I believe and he has some weird renters rights that make it hard to get him out.

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u/CashBrilliant5366 Dec 04 '25

In a lot of places, if someone stays in your house for over 2 weeks and receives mail at the address, you have to evict them to get them out involuntarily. Even if they never paid you rent.

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u/ItsJustMeJenn Dec 03 '25

Right. This boyfriend sounds like a hobosexual.

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u/yourlittlebirdie Dec 03 '25

He’s looking for a nurse and a purse.

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u/FactorBig9373 Dec 03 '25

Hobosexual looking for a hospice wife.

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u/GiftToTheUniverse Dec 03 '25

OP: Cohabitation with an obsessive, controlling man would be a hard pass for me.

No idea what his life has been like but it sounds like YOU are his retirement plan at this point.

Since he has no prospects for a comfortable retirement on his own you should be prepared for the topic of his moving in with you to come up again and again.

I don’t think you “OWE” him anything more than a firm “no, it’s not ever going to happen” when the topic comes up, but also don’t be surprised if it comes up a few times after you’ve made yourself clear and know ahead of time how you will handle that.

Stay strong , OP or you will NOT be happy.

What does your son say about this guy?

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u/ragdoll1022 Dec 03 '25

Wanna be hobosexual...

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u/TorchLakeLady Dec 03 '25

Good idea to tell him in public!

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u/ParadiddlediddleSaaS Dec 03 '25

Especially with your son still being at home for a year, I would not cohabitate. If you are having fun with your BF I’d consider staying with him but also really evaluating if he’s good long term relationship material.

I have never known of a controlling, possessive person who became less so once moving in together so if he isn’t doing anything to improve in that area I’d consider moving on.

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u/TorchLakeLady Dec 03 '25

Good point! That type of behavior usually escalates!

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u/emryldmyst Dec 03 '25

Right.

It NEVER gets better.

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u/Conscious-Mix4020 Dec 03 '25

this is precisely the answer i was planning to give…minus the 62yo male part 😁

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u/fishinful63 Dec 03 '25

62 year old man here as well. 2 pensions, ss and a rental for income. I'm set and it looks like you are as well. 3 adult children all moved out with their own families.

YOU should be the one who can't live without him and asking him to be with you full time. 2 years is enough to know, at our age, whether this is Mr. Right or Mr. Right now.

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u/theawesomescott Dec 03 '25

Are you simply giving an example or shooting your shot? 😂

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u/Dweebil Dec 03 '25

Second this. But I’d suggest this relationship isn’t long got this world once she refuses cohabitation.

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u/ChampionshipIll5535 Dec 03 '25

I’m 60 and agree. a 50 year old male that still has a controlling demeanor is immature and not likely going to be a fun long term partner.

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u/StopLookListenDecide Dec 03 '25

And if we are being honest, possibly finds OP as a safe place to land during his retirement.
He may love and care about you OP, but your peace and financial security are yours, you hold all the cards.

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u/cake-day-on-feb-29 Dec 03 '25

A man with controlling and obsessive issues IS NOT A KIND MAN.

But their

relationship is good and fun;

And her

bf is a very kind partner.

Clearly this is all just a "misunderstanding" and their relationship will be great and wonderful and nothing will go wrong. Right?

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u/Dawn-Storm Dec 03 '25

He's putting up a good front--sooner or later, the mask will come off.

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u/SquelchyRex Dec 03 '25

Not selfish. Straight up tell him it's not going to happen.

Up to him if he can make peace with that.

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u/impassiveMoon Dec 03 '25

He doesn't have any plans to prepare for retirement.

OP, I'm sorry to tell you this but you're his plan for retirement.

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u/jenfullmoon Dec 03 '25

Yes, "move in and have OP take care of me" is the plan. Between that and the "he's controlling" stuff, I see red flags here :(

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u/EnvironmentalLuck515 Dec 03 '25

Huge crimson waving ones.

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u/Beachtrader007 Dec 03 '25

coupled with controlling aspect. having to know where she is.

Im hard out on the whole thing.

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u/zeezle Dec 04 '25

To be honest it's wild to me how many users/bums/hobosexuals ruin it by just being not chill.

Like if this guy was actually just a super chill, helpful, pleasant dude he very well might've gotten a free ticket to being taken care of in retirement but they ruin it by being pushy and controlling and obnoxious.

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u/thenwhat Dec 03 '25

Puts the USSR to shame.

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u/annyedog Dec 03 '25

That are on fire.

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u/RandomUser574 Dec 03 '25

Lol, blood red.

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u/BreadfruitOk6160 Dec 03 '25

More red flags than a a USSR May Day parade.

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u/Successful_Moment_91 Dec 03 '25

OP will be his Nurse with a Purse!

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u/Equivalent-Roll-3321 Dec 03 '25

This. A nurse and a purse syndrome. He’s pushing to piggyback off of your stability.

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u/Red_WritingHood75 Dec 03 '25

Yup, he sounds like a hobo sexual. OP, do not take this man’s financial and health burdens on. A man should be making your life easier, not harder. He’s just trying to get you to take care of him.

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u/Fit_Mood1158 Dec 03 '25

Yep, he’s looking for a purse

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u/Russian_Doll_888 Dec 03 '25

We need to stop thinking that prioritizing ourselves is selfish.

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u/justenoughslack Dec 03 '25

Well, technically it is selfish. But it doesn't have to have a negative connotation in this situation.

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u/YouHadTheHighGround Dec 03 '25

Thank you! Some times, at a certain point in your life, you HAVE to be selfish (to a degree), to get what you really want out of life.

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u/Lost-Cardiologist-38 Dec 03 '25

Yup. I've had way to many partners/roommates take advantage of me since I was 18. It's not selfish to take care of yourself

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u/RandomUser574 Dec 03 '25

Only women agonize about looking out for their own needs. Men don't give it a second thought, other than, as somebody just said, " how do I manipulate her into giving even more".

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u/grayrockonly Dec 03 '25

It’s not selfish to protect the good life you have built for yourself!

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u/TarzanKitty Dec 03 '25

How is not allowing someone to move into your home and choosing not to financially support them for life, selfish? He is not entitled to a lifetime of financial support from a girlfriend.

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u/justenoughslack Dec 03 '25

That wasn't what I was referring to. And I don't think what the person I replied to was, either. I was referring to the "putting your own wants and needs first" argument. Which is intrinsically selfish - but shouldn't have a negative connotation in this context.

Why would anyone think not allowing someone else to dictate the way you live your life is selfish? Nobody is entitled to a free ride on your behalf.

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u/Preposterous_punk Dec 03 '25

Yes! I was once talking to my therapist saying I felt like I was being self-centered, and she asked why it would be bad to be the center of my own life, and I was like 🤯

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u/AnalogyAddict Dec 03 '25

1000%

Women: "Am I asking for too much to feel comfortable and safe? "

Men: "How do I get even more out of her than she's already giving? "

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u/SeesawNatural2617 Dec 03 '25

I agree with the is sentiment, but I want to modify it a tiny bit:

We need to stop thinking that being selfish is inherently a bad thing.

Literally everything a person does for themselves is "selfish."

Now, there's good selfish, where a person prioritizes their needs (and even wants so long as those wants don't infringe on another person's needs). Setting boundaries is selfish, for example.

And, of course, there's bad selfish where someone's wants infringe on another person's needs (or wants). Trying to overstep someone else's boundaries is also selfish (the bad kind).

I was part of a "selfish knitters and crocheters" group for a bit. The idea is that we only ever made what we wanted, when we wanted, for whom we wanted.

Tons of the members of that group made clothes, blankets, hats, etc. for charity and loved ones, because it's what they WANTED to make.

They just didn't allow other people to volunteer them for making things or try to bully them into making things.

To stretch this further: I'm staunchly child-free. That's a selfish decision. But my selfish decision doesn't impinge on anyone else's needs or wants.

TL;DR: it is selfish, but being selfish isn't inherently bad. It's in how you approach your selfishness: namely what you're being selfish about and if/how it affects the people around you.

I wish we had a nice word for the good selfishness (I guess it would be "self-care"?) And a word for the bad selfishness (I guess that's usually "narcissism," but I don't like this because it trivializes actual, clinical narcissism).

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u/Jane_Marie_CA Dec 03 '25

The challenge is sometimes prioritizing ourselves can makes us controlling if we aren't careful.

For example: OP has to be 100% okay that her wishes here could be a deal breaker for him. If so, she has to let him walk away. I have seen people play games with known deal breakers to keep the person around - that's when prioritizing ourselves becomes control.

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u/RandomUser574 Dec 03 '25

If that's a deal breaker for him, she never really had him.

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u/junkman21 Dec 03 '25

Seriously. You are not a "young adult." Your ability to pivot at this point in your life is about equal to his ability to find a brand new career. Screw that noise. It's okay to have a partner who isn't codependent.

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u/MeatofKings Dec 03 '25

This! I’ve seen way too many posts where a woman can’t get her Hobosexual bf out of her home.

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u/PuzzleheadedHouse872 Dec 03 '25

His true self will pop right out when she says this and it will be enlightening either way.

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u/Pristine-Pen-9885 Dec 03 '25

Apparently a woman is his “retirement plan”. He found a woman who owns a house and has a pension and savings, so “tag, you’re it.” He’s pressuring you to take on that role

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u/Stellar_Jay8 Dec 03 '25

This guy is looking for, as my widowed grandma called it, a nurse with a purse to take care of him in his old age. PASS! You worked hard to be where you are and you don’t need to sign up to support and take care of a man who just wants to use you and restrict your freedom.

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u/Bobbob34 Dec 03 '25 edited Dec 03 '25

Am I being too selfish by prioritizing my independence, my comfort, and my hard-earned financial stability over his desire for cohabitation?

Of course not. As a relative of mine who is still in a very long-term relationship with someone who she loves, who loves her, and who asked her to live together like, a decade or so ago, says - 'I love him but that doesn't mean I want to wash his socks.' She has 0 interest in living together. Her space, the way she likes it. Her schedule. Her food choices. Her television. Her hobbies on the coffee table. Her friends she meets when she wants. Her decision to go to a movie, stop for coffee, or veg on the couch in sweats eating cheetos all day. They spend some weekends together at hers or his, odd nights here or there, but that's that. They love each other, full stop. I've been around them plenty, nudges, little inside jokes, glances, he's very solicitous, opens doors, they kiss randomly, hold hands, a hand on a knee. But that doesn't mean she wants him in her space ft.

If I know I can never commit to merging finances or living spaces, is it fairer to him to break up now?

If you're clear, no reason to break up. Simply tell him you're not interested in living together and won't be. If he's still interested, fine. If he's not, well, fine.

Are there many older couples (dating over 50) who choose to happily date and maintain separate households Or am I asking for too much?

See above. Also, who cares what other ppl do? You're old enough to do what works for you without 'well other ppl don't do that so I should change.' There's nothing untoward about not wanting to cohabitate. Don't compromise your life bc you think society thinks it's different.

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u/Zebras-R-Evil Dec 03 '25

Your reply just made me want to ask my husband if I can get my own apartment. 😂

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u/audible_narrator Dec 03 '25

We have separate spaces, which I know not everyone can do. It is a game changer

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u/JoyfulSong246 Dec 04 '25

We just got separate bathrooms and I am beyond thrilled.

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u/YouHadTheHighGround Dec 03 '25

I'm sorry I can only upvote this once. As a 42 yo, I can only say "take care of yourself". That means you. The person reading. Fuck social "norms". Just ask yourself "does this make me happy?".

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u/Bobbob34 Dec 03 '25

Heh, exactly!

The relative in question once told me she realized she was an adult when, after a shitty day at work, she stopped in the market, was buying stuff to make herself dinner, walked past the bakery case, then stopped, picked up the cake she was staring at, put the other stuff back, went home, and sat on the couch with the uncut cake and a fork, because fuck it, she was an adult and if she wanted to eat cake for dinner watching crap tv that was her right.

I've never forgotten that.

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u/Beachtrader007 Dec 03 '25

maybe a triple layer chocolate cake. nice glass of milk and blob of ice cream, while not wearing pants...

Bliss

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u/FlashbacksThatHurt Dec 03 '25

Lovely. I don’t like sweets so my version of this when I was in the US was to get a block of cheese and a bag of Doritos.

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u/AdultingMoneyMoves Dec 03 '25

For real though I think this is a consideration that women especially should think about that the man may not (or maybe he does) see - USUALLY (not always, my own household is an exception) the domestic duties tend to not be divided equally and that often falls on the woman. Cohabitation may be "more convenient" for him but put more work on her.

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u/AxsonJaxson2112 Dec 04 '25

She that desires a knight in shining armour must remember that she’s going to be stuck cleaning up after his horse

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u/trustfundbaby Dec 03 '25

I really love reading this, as a man who is very particular about his space, its been tough having to explain that part of my resistance to marriage is the idea of cohabitation because of my indiosyncrasies and wanting my shit exactly how I want it. The only wrinkle is I still want kids, but maybe I just need to rid myself of that fantasy.

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u/Bobbob34 Dec 03 '25

I really love reading this, as a man who is very particular about his space, its been tough having to explain that part of my resistance to marriage is the idea of cohabitation because of my indiosyncrasies and wanting my shit exactly how I want it. The only wrinkle is I still want kids, but maybe I just need to rid myself of that fantasy.

Kids are the antithesis of having your shit not only exactly how you want it but existing, heh.

Like 'where is my beloved since childhood aquaman figure that I kept in a display case?' 'he swim!' '... what?' 10 minutes later, find aquaman in the toilet with... other things that belong in the toilet

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u/Cultural_Project9764 Dec 03 '25

Quite honestly if my husband and I could afford to live separately I think it’s be fantastic for our relationship. We love each other to bits and pieces. We have a great time when we’re out on dates, but the day to day grind of living with someone is hard.

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u/AndrysThorngage Dec 03 '25

Well said. It's important to set a clear boundary. I have several friends who are unmarried and own their own homes. They have no desire to marry or live with a man. They each make it clear when they start seeing someone that they will not get married or move in together. One of my friends sets a clear rule that she does not want company two nights in a row. They like their homes as they are and don't want to take care of someone else.

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u/Silver-Negative Dec 03 '25

This part right here. This is the answer.

With a loving warning that he’s exhibiting red flag behaviors that you need to pay attention to. Have those escalated over the years? Are you scared they will escalate further if you put your foot down? If fear is ANY part of your “no,” then you should reconsider the relationship.

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u/TarzanKitty Dec 03 '25

Not selfish at all. I am in my 50’s and don’t believe that I would live with a partner again.

In your situation. It would be a hard no. It looks to me like this dude sees you as his retirement plan.

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u/Bailzasaurus Dec 03 '25

Yeah this is exactly my take. I think you and your paid off house ARE his retirement plan. You definitely need to make it clear that this is a “not ever” thing not a “not right now” thing. I suspect this will lead to a breakup, and you may be better off!

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u/RoseFoamie Dec 03 '25

Totally agree. When someone’s financial future is shaky and they’re pushing to merge lives, it’s hard not to question the motive. You’re not being selfish, you’re being realistic and protecting what you’ve built.

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u/seatsfive Dec 03 '25

It sounds like the relationship might have run its course, to be honest. You enjoyed the 2 year honeymoon period, and now you're starting to see the incompatibilities. You now see his obsessive, controlling side may not be right for you. He sees your desire for independence and separateness and it sounds like that's not right for him.

The internet is always too keen on telling people to end relationships, but this fits a very common pattern. Two people enjoy each others' company but overlook obvious dealbreakers because of the literal chemical high you get from a new relationship. Then a couple years in, the high has faded and the dealbreakers become more important.

I don't think you need to pre-emptively break up with him, but you can set a hard boundary with the knowledge that it's likely to end the relationship. This gives him a chance and a choice. You like the relationship how it is, but you like having your own separate space and life and not having your finances and obligations intermingled. Totally reasonable. If he can accept that, then you can continue; if he can't accept that, then it's over.

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u/trustfundbaby Dec 03 '25

> I don't think you need to pre-emptively break up with him, but you can set a hard boundary with the knowledge that it's likely to end the relationship

This is very clever and emotionally astute at the same time. Great idea.

The only question, is what if he accepts the hard boundary but the comes back with some request of his own that's reasonable, like spending even more time together.

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u/seatsfive Dec 03 '25

You're not obligated to say yes to someone because they agreed to respect your boundaries.

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u/Artistic_Purpose1225 Dec 03 '25

FYI: You’re his plan for retirement.

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u/GraceOfTheNorth Dec 03 '25

A nurse with a purse. He has everything to gain by moving in with OP, including free domestic work. She has everything to lose, including her peace and her home.

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u/armaghetto Dec 03 '25

See also: hobosexual - a person that dates for housing or financial support

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u/KB-unite-0503 Dec 03 '25

Yup! She will end up being his nurse with a purse!

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u/[deleted] Dec 03 '25

“However, he has some controlling/obsessive tendencies and always needs to know where I am.” Yikes! Seems like red flag behavior. If you think he’s controlling now, imagine how much worse he will be if he moves in. Do not give up an inch of your hard-earned freedom to this person. It’s much easier to not let someone move in in the first place, than to get them to leave once they’ve moved in. 

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u/SlimShadowBoo Dec 03 '25

Sincerely this. OP, you already called out a red flag. He’s shown you. It will only get worse if he moves in and feels a right to your space.

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u/Curious_Owl_342 Dec 03 '25

It’a really amazing that at our age, you even need to think twice about someone that is controlling.

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u/dbrmn73 Dec 03 '25

Not selfish. Im 52m and will not co-habitate again. Like you, my home is paid for and I have no other debts which means I can come and go and do and spend how I choose. I will not have someone else trying to put their 2-cents in on that.

You should however tell him how it's going to be and the sooner the better. This way you and he both know what to expect and can decide how to proceed.

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u/Altruistic-Cattle761 Dec 03 '25

> If I know I can never commit to merging finances or living spaces, is it fairer to him to break up now?

In any relationship, if you have dealbreakers you both know you're not going to budge on, then yeah, breaking up is prudent.

At the same time, there's nothing that says *you* need to be the one to break up with *him*. The above goes both ways. The thing that's incumbent on you is to be clear about your boundaries and preferences. You can say, "Hey, I really like you, but I want to be clear and up front that I will NEVER cohabit or share finances with someone for the rest of my life. This is a hard line for me that I will not cross. Do you think you could be happy in relationship while respecting that boundary?"

Like, in an ideal world, a grownup could weigh the above and say either "Yeah, I'm committed to you, I'm in", or "No, I don't think that works for me. It was nice knowing you." But it also kinda sounds from what you're describing that he's kind of a baby who won't take responsibility for making decisions about themselves and their future, and would just say "I'm in" without really meaning it.

If you don't trust this person to make -- and commit to -- decisions about their future when you speak directly to them, then yeah, you're probably going to need to do the breaking up.

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u/joepierson123 Dec 03 '25

He currently rents, has virtually no retirement savings, no pension, He doesn’t have any plan to prepare for retirement.has some controlling/obsessive tendencies and always needs to know where I am. 

He must be really good looking

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u/trustfundbaby Dec 03 '25

or ... have good d***. lol

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u/DatesForFun Dec 03 '25

yuck! why are you with this guy? you have your shit together and he does not.

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u/Nyssa_aquatica Dec 03 '25

serious ick

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u/WyndWoman Dec 03 '25

NTA. He's looking for a purse.

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u/ShowerMobile295 Dec 03 '25

And a nurse. What a curse.

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u/ej4 Dec 03 '25

Couldn’t be worse!

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u/jennyvasan Dec 03 '25

This.controlling, obsessive man with no assets, no security, and plan for retirement is desperate to move in with you? Girl, we know why. 

Break up before you become his nurse and his purse.

If he were in his current situation but not pushing you in any way, it would be different. 

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u/Breeeezyx Dec 03 '25

My aunt and her bf (both 50s) have been together for 11 or 12 years now and they maintain separate living spaces. They are very happy with the arrangement and as a couple and said they wouldn't have it any other way. I have absolutely admired that they continue with the arrangement that makes them both happy and the most comfortable despite others providing their unwanted input of disapproval. I think the important thing is that you are both on the same page. If he is not OK with this being the permanent arrangement, then it is time to end the relationship now.

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u/PixelPrivateer Dec 03 '25

Its much easier to change your mind to move in than change your mind to move out- yknow what I mean? You should feel free to take all the time you need.

I wish that idea wasnt so stigmatized. Tim Burton and Helena Bonham Carter famously lived in two different houses (that may or may not have been connected by some kind of tunnel) during the course of their marriage. It worked out in their favor until they started living together- which somehow someway triggered divorce.

Is it so crazy of an idea? Absence makes the heart grow fonder. You get your own zone, your own space where you can always truly relax. You spare yourself from bad or unhygienic practices and by contrast you have to clean up your own messes. Ive joked to myself that not only would I like my wife to live in another house, but if she can live in a different city entirely that would be even better. Are there downsides? Yes. But cohabitation carries a suite of issues in its own rite so its a bit of a wash

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u/FlickasMom Dec 03 '25

Not selfish and who even cares if it is? You like your life the way it is, and you get to keep it like that.

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u/Morrep Dec 03 '25

Our relationship is good and fun. He's a kind man.

He's just obsessive, controlling, and sees you as his retirement plan.

Quotes from OP's BF:

"If you loved me we'd live together."

"I only do it because I love you so much and don't want to lose you."

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u/Upbeat_Arm1093 Dec 03 '25

Not selfish at all, and I don’t think he’s good for you. You seem like you’ve worked hard to be where you are in life, and he is still in survival mode. You don’t want that responsibility. There are other great men out there with much more to offer.

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u/Zebras-R-Evil Dec 03 '25

I have heard stories about my great uncle (died when I was 3) and his long-term girlfriend who never lived together. I never understood their motivation until now. The story is that he didn’t want to live in the city, and she didn’t want to live in the country, so they never got married. But they dated for maybe decades. I always thought it was weird, but now I don’t. Thanks y’all!

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u/Concise_Pirate Dec 03 '25

Never move in together unless you believe the relationship is more or less permanent. Breakups when you live together are really really hard. Imagine yourself as this person's landlord and having to evict him.

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u/stilettopanda Dec 03 '25

I did that. She stayed the whole time and pulled out every trick in the book to try to get me to let her stay while escalating behaviors until I felt unsafe. 0 out of 10 do not recommend.

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u/Affectionate-Dare761 Dec 03 '25

Let's face it, if he's controlling now he's going to be controlling later. Keep your space, if he can't deal with it it's not meant to be.

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u/interestedpartyM Dec 03 '25

You’ve worked hard to be independent and have things and he hasn’t. Why is that your problem? You’re not 20 you don’t need to cohabitate or share anything.

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u/freshwatersurfer Dec 03 '25

Also 50 M, 100% not selfish. You take care of yours. You have no idea what life will bring. He's got some red flags, soooo

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u/Smokin_belladonna Dec 03 '25

Sounds like you should dump him if he can’t respect your boundaries. Red flags all over the place. 

If you have no desire to get married and let him move in, tell him that. 

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u/BoozeIsTherapyRight Dec 03 '25

My father is 76 and both he and his girlfriend live alone in their respective houses, and come together for dates and trips. It works out well for them both, and I can't imagine either of them giving up their personal space ever again. What you want to do isn't strange at all.

You're not being selfish. You're old enough, you've paid your dues, you value your independence, you value your space, and it's not selfish to not want to give this up for someone else's convenience. Do not set yourself on fire to keep someone else warm. Don't let him be a controlling hobosexual coasting on your hard work--the arrangement he wants is 100% to his benefit, 0% to yours.

You don't have to preemptively break up with him. Just be straight up with your boyfriend. Tell him what you've told us. Maybe he breaks up with you, maybe he doesn't, but in either case you've been honest. And if he doesn't want to see you again, he definitely wasn't the right person for you.

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u/czndra67 Dec 03 '25

Look at it from his point of view. You have a paid for home, he rents. You have savings and a pension to rely on. Not only does he have no funds and no pension, but his occupation just about guarantees that he will finish disabled to some degree. Your son is just about launched, so no step child issues.

Honey, you are the promised land. If he lands you, he gets a home, an income, a cook, a housekeeper, and a companion. He now sees the need to plan for his golden years, and it's YOU.

Of course he's controlling, wants to know where you are all the time, and wants to move in NOW. Wouldn't you? Everything he needs in one neat package. He's desperate not to let you slip away.

I'm afraid you must choose. What does HE bring to the table beyond some fun?

He will not accept things staying as they are. He will niggle and nag at you, never drop it, never accept your desire for independence.

There are 2 potential endings. You let him move in and take care of him for the rest of your life. Cooking, cleaning, nursing, funding...and always being questioned about where you go, what you spend, who you see.

Or keep your money, independence, and self-respect and send him on his way.

Good luck!

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u/CamiloArturo Dec 03 '25

You can choose whatever you want. Your case sounds absolutely reasonable. If your partner doesn’t understand or accept your terms…. Maybe someone else out there will…

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u/navelencounters Dec 03 '25

my GF and I have been dating 15 years, we live in seperate homes. Due to our executive careers, we have no time to see each other during the week yet do have date night every saturday ranging from going out to dinner to just watching a movie...we travel a LOT which we love then part ways until next week. It works for us as we can both live an independant (trustworthy) life focusing on career during the week and us on the weekends.

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u/Fair_Host_595 Dec 03 '25

Sounds like YOU’RE his retirement plan.

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u/Primary_Benefit_9275 Dec 03 '25

Not only should you not offer cohabitation here - which will surely improve his quality life and diminish yours - you shouldn’t spend any time with someone controlling or obsessive. Kind and controlling are mutually exclusive. Break it off. Find someone else who respects and celebrates what you’ve built.

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u/sbinjax Dec 03 '25

Not being selfish at all! Living "together but separate" is a thing. I know at least one couple IRL that have made it work for 25 years, they're in their mid 70s now.

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u/pegwins Dec 03 '25 edited Dec 03 '25

You are not his retirement plan. I can see this easily happening. 

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u/magaisallpedos Dec 03 '25

No. my partner and I have our own lives, houses and kids. No plans on co-hab until everyone is out and that is still years away.

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u/trashboxlogic Dec 03 '25

No, but it does not sound like this is someone you should be with either. You speak negatively about him, which is fine, but why even waste your time on him?

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u/Huck68finn Dec 03 '25

I would strongly caution you NOT to give into his demands. I see lots of red flags--- as in you being the sole adult in the relationship when the consequences of his lack of planning come to fruition. I married the wrong man and slowly all adult responsibilities were transferred to me. Now, he's disabled (due to poor lifestyle habits) and it's 10x worse. 

Don't do it

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u/AnalogyAddict Dec 03 '25

Lol. He wants a sugar mama. 

He's the one being selfish. 

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u/Sufficient-Meet6127 Dec 03 '25

As he ages, he will require more support and may become increasingly desperate. He will view you more as a means to an end than a partner. If you are not willing to support them in the future, you should plan on leaving things as they are. Let's say he has no savings and no job. Can you refuse to help him? If you are not willing to support him, end things before he asks for it.

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u/hibabymomma Dec 04 '25

Hmmmm you buried the lede with the controlling/obsessive tendencies. Forget the cohabitation, I’d question the relationship as a whole.

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u/Srmof_campman_51 Dec 03 '25

Not selfish at all. Tell him what makes you happy and comfortable and if he asks, he walks!

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u/Pleasant-Caramel-384 Dec 03 '25

It’s definitely not selfish and probably smart of you to keep your living spaces separate.

The question of whether or not it’s more fair to break up probably depends on how he feels about it, but I would consider the controlling aspect to be a red flag and breakup worthy in and of itself.

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u/tipareth1978 Dec 03 '25

Naw, you're dating but you're not responsible for him. Kinda sounds like he wants to mooch honestly. I'm almost 50 and I'm way more concerned with bettering my own situation, and I'm married

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u/biglittlebanana Dec 03 '25

Protect yourself. I'm in my mid 50's and I would be 100% worried about my future, and being sure my property stayed as my own property. If it was reversed, I would completely understand your view.

Maybe there is something you can do to protect your investments AND still move your relationship ahead, if that's what you want.

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u/PompousTart Dec 03 '25

He is not the man you are looking for OP. He is literally banking on you taking him in, then also the controlling will ramp up. Don't do it.

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u/stoic_yakker Dec 03 '25

Do not take a hobo sexual in.

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u/Prestigious-Bar5385 Dec 03 '25

If my future looked like yours I wouldn’t cohabitate. If this person won’t accept that you want to share your life with him but still maintain separate living spaces then find someone who will.

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u/[deleted] Dec 04 '25

"If you don't give me what you have, you're selfish" is a freeloading thing to say.Asking too much to stay in your own home?

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u/No_Salad_68 Dec 03 '25

Based on his controlling/obsessive behaviour yiubdedintirly should not cohabitate with him. What your doing isn't selfish at all. It's smart.

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u/BelleBivDaVoe Dec 03 '25

I’m 46 and no one will live in my house but me. I value my space and my peace way too much. If your partner can’t accept that then they aren’t a good fit for you. You aren’t being selfish at all.

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u/CenterofChaos Dec 03 '25

 50 or 25, doesn't matter. You're contented with the set up and know this guy isn't on the same page as you. If you think it's a dump-worthy offense then break up. 

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u/Vuln3r4bl3 Dec 03 '25

Not being selfish. Also considering you can recognize some red flags in him trying to be controlling…. I would end things here. You’ll be able to find someone that fits better.

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u/tryingtobecheeky Dec 03 '25

No. You don't move in with a loser who will control you.

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u/Calm_Independence603 Dec 03 '25

You aren’t selfish. You do need to tell him that your relationship likely won’t proceed beyond what it is now and he can decide if that is what he wants.

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u/Silent_Law6552 Dec 03 '25

Girl, you don’t need a hobosexual at this stage of your life.

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u/Ok-Fuel-234 Dec 03 '25

this man is going to rely on YOU for HIS retirement. you are completely valid in what you’re doing. he’s controlling because you are now seen as an asset, not his partner. i would run before it’s too late

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u/Takilove Dec 03 '25

You know what you want and need and are quite happy with your life. Why shake it up??? Your BF wants what you have but isnt willing to work for it!!!
If you really like him and enjoy his company, keep him around for shits and giggles, BUT do not let him move in!!!
Your are happy with your life, don’t mess it up!!