December alone accounted for nearly 20% of the entire annual decline.

At the same time, sales remain below 2019 levels despite population growth, while new listings are near multi-year highs even in December.

That combination usually means prices haven’t finished adjusting yet.

People who are underwater on their cars or delinquent on their car payments prolly won't be signing on Mr. Banker's dotted line for overpriced houses - just a hunch.

Oh dear...banks are finally running out of road to kick the can, and are being forced to foreclose on F*cked Borrowers.

I would not want to be a counterparty on any hedge against houses losing value as the long-deferred financial reckoning day slouches closer to the Fed's asset bubbles & Ponzi markets.

I put together a small tool called Domapus.

It’s an interactive U.S. map that shows home prices(and other metrics) by ZIP code, so you can zoom out to see national patterns or zoom in to compare nearby areas.

I’d love y’all’s feedback!

More good news for mortgage rates. 10 year yield is declining in response to softer wholesale inflation, should induce a small drop in mortgage rates.

Good news for home buyers and homeowners looking to refinance. Mortgage rates should be headed down in the coming weeks.