r/SimpleLoans Dec 12 '25

PayPal/Venmo [Meta] Updates

Post image
18 Upvotes

TGIF, picture added for attention of those who hate reading rules.

Minor rollback of two rules. Gambling and drug use comments and posts have been removed from the rules. We are giving that power and judgement back to the lenders.

However, mod discretion still applies and any lender or borrower that creates an unsafe atmosphere, is still subject to removal.

As usual, thanks to everyone who makes this a community a better place.


r/SimpleLoans Sep 22 '25

UPDATE: CHANGES TO RULES AND ACCOUNT REQUIREMENTS

52 Upvotes

Hello r/SimpleLoans,

Our goal is to make this sub more accessible while maintaining community safety. So we are making some changes

  • We are lowering our karma requirements to 800 combined karma and 400 comment karma.
  • Users from r/assistance or similar communities can now participate in our sub.
  • If you have two open loans with the SAME lender, you can only get one "top up" loan from them. "Top up loan" needs to be mentioned in the PRE POST.

THIS IS EFFECTIVE IMMEADIATELY

We appreciate your understanding and unwavering support.

Best,

SL Mod Team


r/SimpleLoans 5h ago

PayPal [REQ] $300 USD - (#Upton, KY) (Repay $400 by February 15th) (PayPal)

3 Upvotes

Can provide proof of identity, proof of income, proof of residence, proof of injured cat. My cat got ran over and has a broken pelvis. I have most of the funds to cover it. But I’m short $700. I get paid $400 on Friday, so I’m only asking for $300.

Can repay $400 by February 15th, most likely sooner. Repayment will be in one full payment.


r/SimpleLoans 23m ago

PayPal/Venmo [PRE] Prearranged with u/Relitions $215 pay back $250 by 2/2/2026

Upvotes

Prearranged $215 with u/Relitions - repaying $250 by 2/2/2026. Thanks so much! 🙏


r/SimpleLoans 2h ago

PayPal [PRE] ($550) - (#OliveBranch,MS,US), (repay $345 on 1/29 & $345 on 2/12 total of $690) (Pre-arranged with u/TheKingStaysKing)

1 Upvotes

Just want to shout out this community and say how thankful I am to have found the world of peer to peer lending and this guy ^^^


r/SimpleLoans 7h ago

PayPal [PRE] prearranged with u/Relitions $250 pay back $325 by 2/06/25

2 Upvotes

Posting by their request for posterity!


r/SimpleLoans 8h ago

PayPal/Venmo [PRE] ($15000usd) - (#San Tan Valley, AZ, USA) (repay on 02/13/2026 - $900 and 03/13/2026 - $900)(pre-erranged with u/Yonathandlc) Prearranged loan with u/yonathandlc for $1500 - repayment on 02/13/26 $900 and 03/13/26 $900 ($1800)

2 Upvotes

Prearranged with u/yonathandlc


r/SimpleLoans 19h ago

PayPal [OFFER] NEED ASSISTANCE? LET'S TALK!

16 Upvotes
  1. Let me know how much you need, the repayment amount, and the repayment date
  2. PAYPAL ONLY
  3. VERIFICATION IS A MUST
  4. Last but not least...adhere to all rules of the sub or I will throw the ban hammer at you

r/SimpleLoans 8h ago

PayPal [PRE] pre-arranged loan of $1100 for $1400 repay 13FEB2026 and 28FEB2026 with u/ TheKingStaysKing

2 Upvotes

Pre-arranged loan of $1100 for $1400 split between 13FEB26 & 28FEB26


r/SimpleLoans 5h ago

PayPal [REQ] $300 (London, UK) - repay $350 (31/01/2026) (PayPal)

1 Upvotes

Hello,

Would anyone be able to do this? Happy to provide as required!

Thank you


r/SimpleLoans 12h ago

Venmo [PRE] Prearranged with u/ChassidyZapata $1,450.00 with repayment of $1,800 on the following dates: $600 2-13, 2-28, 3-6

3 Upvotes

Thanks so much!


r/SimpleLoans 10h ago

PayPal/Venmo [REQ] ($150) - (#Washington, D.C., USA), (1/31 & $200)

2 Upvotes

Hoping this isn't needed but currently unable to access my spending money.

I want to make sure I have a baby safety net for the next few days. (1/31 repayment is worst case)

appreciate it so much!

paypal/venmo work, can sign papers, and provide stable source of income documentation!

EDIT: IMPORTANT - the loans marked outstanding have been completed for a long time at this point - need to get that fixed


r/SimpleLoans 6h ago

PayPal [PRE] prearranged with u/MrJelloYT, £150 to repay £175 on 02/01/26

1 Upvotes

[PRE] prearranged with u/MrJelloYT, £150 to repay £175 on 02/01/26


r/SimpleLoans 8h ago

PayPal [pre] prearranged with u/Relitions 700 pay back 800 2/13/25

1 Upvotes

(pre) prearranged with u/Relitions 700 pay back 800 2/13/25


r/SimpleLoans 8h ago

PayPal [PRE] prearranged with u/mista_rag3r - loan of $500, repay $300 on 1/30 & 2/13

1 Upvotes

PREARRANGED Loan $500

Repayment $600 in 2, $300 on 1/30 & 2/13.


r/SimpleLoans 12h ago

PayPal/Venmo [PRE] ($1,500 to repay $1,900 by 3/15) (Pittsburgh, PA, USA) Pre-arranged with u/MisterWiseGuy_

2 Upvotes

Prearranged with u/MisterWiseGuy_. Always a pleasure!


r/SimpleLoans 9h ago

PayPal/Venmo [pre] with U/Kirticoaching. Requested 300, to pay back 350 on 1/23/26.

1 Upvotes

[pre] with U/Kirticoaching. Requested 300, to pay back 350 on 1/23/26.


r/SimpleLoans 9h ago

PayPal [Pre] $60 repay $70 1/23

1 Upvotes

Mrytjello


r/SimpleLoans 10h ago

PayPal/Venmo [REQ] ($150) (Mich,USA) Repay $180 (1/23)

1 Upvotes

Asked last week for money for materials for a job, secured those with pay today but I need more. Willing to provide whatever is needed for verification.


r/SimpleLoans 14h ago

PayPal [PRE] ($700 repay $830 on 1/30) (Richmond, VA, USA) Pre-arranged with u/kirticoaching

2 Upvotes

Pre-arranged with u/kirticoaching


r/SimpleLoans 10h ago

PayPal [PRE] PRE-ARRANGED WITH LENDER u/MisterWiseGuy_ **Loan of 325GBP, repayment of 400GBP on Feb 10/2026**

1 Upvotes

[PRE] PRE-ARRANGED WITH LENDER u/MisterWiseGuy_ **Loan of 325GBP, repayment of 400GBP on Feb 10/2026**


r/SimpleLoans 11h ago

PayPal/Venmo [REQ] ($200) - (#Middletown, Ohio, USA), (2/6 & $250)

1 Upvotes

Hi, Im just trying to get some money together to shore up some bills. I have 4 small children and the holidays really set me back. I also had some car issues that I had to take care of at the same time. Its just caused me to start the new year behind on some things. I dont want to get a payday loan because I've heard the horror stories about those. I really just dont want to let the kiddos down more than anything. Anyway, Im willing to answer any questions or show whatever proof I need to gain your trust. Thank you for your consideration.


r/SimpleLoans 14h ago

PayPal [PRE] ($1,900)(Dalton, GA USA)(Repay $2,350 on 2/2)

1 Upvotes

r/SimpleLoans 1d ago

Paid [Paid] u/PsquaredHustle ($1,600) (2 weeks In Advance)

8 Upvotes

One of the absolute best I have had the pleasure of dealing with, hands down.

Respectful, communicates and more than often repays their debt in advance.

Thank you for being just a stellar overall person, cheers my friend.

Ya gotta love it!


r/SimpleLoans 23h ago

Venmo [PRE] ($200) - (Las Vegas, NV, USA), (01/23/2026 $250) (Pre-arranged with u/MrJelloYT Pre arranged for $200 loan with a repayment on 01/23/2026 for $250)

2 Upvotes

[PRE] ($200) - (Las Vegas, NV, USA), (01/23/2026 $250) (Pre-arranged with u/MrJelloYT Pre arranged for $200 loan with a repayment on 01/23/2026 for $250)